All Days Except National Holidays(08:00 AM To 08:00 PM)
It's a three digit number printed on the back of the
card same as CVV as referred to by other international schemes.
Please get in touch with your bank for registering
your mobile number. Do not forget to update the same every time you change your
The validity of the OTP is decided by the card issuing
bank and varies for different banks.
Request you to wait as delivery of OTP depends on
signal strength of your telecom carrier in your current location.
Alternatively, if you still do not receive OTP after considerable amount of
time, please click on “Resend OTP” button. If you continue to face problems
with the receipt of OTP (delayed/ non-receipt) please report the same to your
As per recently published data from RBI for the month
of April ‘2017, there are total 2,614,584 PoS terminals on which RuPay card
acceptance is enabled. This constitutes to more than 97% PoS terminals
installed in India.
39 PoS Acquiring Banks are enabled for RuPay Card
An intra-bank (ON-US) transaction is where the
cardholder is of the same Bank of which the merchant belongs. This way using
same bank PoS transaction are initiated and later the same Bank authorizes the
transaction upon cardholder validations.
An inter-bank (OFF-US) transaction is where the
cardholder is of different Banks than the merchant’s Bank. In this case,
inter-bank funds settlement is done using NPCI’s clearing & settlement
The Bank which has acquired the transaction or the
Bank whose Point of Sale (PoS) terminal has been used is the acquirer Bank.
Issuer is the Bank in which the cardholder has his/her
account and holds RuPay card issued by the Bank.